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support@bizzcredit.net

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Monday - Saturday: 9am - 7pm Sunday: 12am — 6pm

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Frequently asked questions

Can I pay off my loan early?

Yes, you can repay your loan partially or in full before the end of your agreed term. Early repayment can help you save on interest charges over the life of your loan. Please note that depending on your loan type, an early settlement fee may apply. We recommend contacting your relationship manager or visiting any of our branches to obtain a settlement quote and understand the exact costs involved before proceeding.

The amount you can borrow depends on several factors, including your income, existing financial commitments, credit history, and the type of loan you are applying for. As a general guideline, your total monthly debt repayments should not exceed 40% of your gross monthly income. Our credit specialists will assess your full financial profile to determine the maximum loan amount we can offer you, ensuring it remains affordable and suited to your needs.

Yes, we offer refinancing solutions that allow you to consolidate existing loans from other institutions into a single, more manageable facility with us — potentially at a more competitive interest rate. Refinancing can help reduce your monthly repayments, simplify your finances, or free up cash flow for other priorities. Our team will review your current loan obligations and structure a refinancing package that works in your best interest.

The best time to apply is when you have a clear understanding of your financial goals and the purpose of the facility — whether it's purchasing a property, funding a business expansion, or consolidating debt. We recommend applying as early as possible to allow sufficient time for assessment and approval. Having your supporting documents ready — such as proof of income, bank statements, and identification — will help speed up the process significantly.

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